Pool Tables & Table Games Inventory Guide for Insurance Claims and Policy Coverage
Pool tables, foosball tables, air hockey, and other table games are often the centerpieces of game rooms and recreational spaces. These items can be substantial investments, whether for casual play or competitive use.
Properly documenting for claims and insuring your pool tables and table games ensures protection against financial loss due to damage, theft, or unexpected loss. This guide will help you create a comprehensive inventory of your pool tables and table games for insurance purposes.
What Are Insurable Pool Tables & Table Games?
Pool tables and table games range from full-size billiard tables to foosball, air hockey, and other specialty game tables. Given the size and value of these items, ensuring that they are properly documented and insured is essential for protecting your investment.
Rare or antique tables, as well as custom or professional-grade models, may hold substantial value, making it important to have accurate records and appropriate insurance coverage. Consider our Chapter on Art, Antiques & Collectibles for these types of items.
Importance of Documenting Pool Tables & Table Games
Pool tables and table games are often large, expensive, and difficult to replace. For high-end or custom tables, repair or replacement costs can be significant. Having a thorough inventory—complete with product details, serial numbers, receipts, and photographs—ensures that your insurance claims will be processed smoothly in the event of damage or loss.
For rare or custom-built tables, an appraisal may be necessary to establish their market value accurately.
Ensuring Proper Insurance Coverage for Pool Tables & Table Games
Replacement Value Coverage: Ensure your insurance policy covers your pool tables and table games at replacement value. This allows you to replace damaged or lost items with equivalent or updated models at current market prices.
Detailed Documentation: Keep an organized inventory of your tables, accessories, and any custom features. Include model names, serial numbers, purchase receipts, and photos - preferably on Loti. For rare or custom-made tables, consider obtaining appraisals to document their current value.
Consider Specialized Riders: If your collection includes rare, antique, or high-value tables, consider adding a rider to your insurance policy to ensure full coverage for specialty or custom items.
Regular Inventory Updates: As you acquire new tables or accessories, update your inventory to reflect the current value of your collection and ensure your insurance policy is updated regularly.
Comprehensive List of Pool Tables & Table Games by Category
Here’s a categorized guide to help you document your pool tables, table games, and accessories for insurance purposes.
Pool Tables
Standard Pool Tables:
8-foot or 9-foot pool tables: Standard pool tables for home or professional play, made with slate or wood tops.
Custom-built pool tables: Tables with custom designs, finishes, or special materials, often built to match home decor.
Professional-grade tables: Tournament-level pool tables, typically featuring premium slate, durable felt, and precise construction for competitive play.
Antique & Vintage Pool Tables:
Rare or antique pool tables, often featuring ornate woodwork and craftsmanship from renowned manufacturers like Brunswick.
Restored vintage tables: Antique tables that have been restored to their original condition, often increasing their value.
Mini or Convertible Pool Tables:
Compact tables designed for smaller spaces, often folding or convertible for other uses.
Multi-game tables that can switch between pool, ping pong, air hockey, and other games.
Pool Table Accessories:
Pool cues: Custom or standard cues, often made from high-quality woods and featuring personalized grips or designs.
Cue racks: Wall-mounted or floor-standing racks for storing pool cues.
Billiard balls: Standard or custom-made ball sets, including cue balls and colored balls, used for different game types (e.g., 8-ball, 9-ball).
Table covers: Custom-fit covers to protect pool tables from dust and damage when not in use.
Table lighting: Overhead lighting fixtures designed specifically to illuminate pool tables for better visibility during play.
Bridges and racks: Accessories for setting up games and making tricky shots more manageable.
Foosball Tables
Standard Foosball Tables:
Full-size foosball tables designed for recreational or competitive play, featuring durable materials like wood, steel, or composite.
Custom foosball tables: Tables designed with personalized team graphics, custom colors, or upgraded handles and rods.
Tabletop Foosball Tables:
Compact or portable versions of full-size foosball tables that can be placed on a regular table or stored when not in use.
Ideal for smaller spaces or casual play.
Foosball Table Accessories:
Foosball men: Replacement or custom figures used on the table rods.
Handles and grips: Upgraded or replacement handles for improved control during gameplay.
Replacement balls: Official foosball balls, available in different materials such as cork, plastic, or composite for varied play experiences.
Air Hockey Tables
Standard Air Hockey Tables:
Full-size air hockey tables with electric blowers to create a frictionless surface for fast-paced play.
Custom or professional air hockey tables: High-performance tables often used in competitive play, featuring upgraded materials for durability and smooth gameplay.
Tabletop Air Hockey:
Smaller air hockey tables designed to sit on regular tables, typically for casual or portable play.
Air Hockey Accessories:
Paddles & pucks: Replacement paddles (pushers) and pucks, available in different sizes and materials for varied playing experiences.
Scoreboards: Digital or manual scoring systems for tracking points during air hockey games.
Table Tennis (Ping Pong)
Ping Pong Tables:
Standard tables: Full-size ping pong tables, often foldable for storage.
Outdoor tables: Weather-resistant ping pong tables designed for use in outdoor spaces.
Convertible Tables:
Pool or foosball tables that can be converted into ping pong tables using removable tops.
Ping Pong Accessories:
Paddles: Standard or professional ping pong paddles, often made from wood or composite materials with specialized grips.
Nets: Replacement or portable nets for ping pong tables.
Balls: Official-size ping pong balls, available in various grades for casual or competitive play.
Shuffleboard Tables
Standard Shuffleboard Tables:
Full-size shuffleboard tables used in homes or game rooms, typically made from high-quality wood like Maple or Birch.
Custom shuffleboard tables: Personalized tables with unique designs or finishes.
Tabletop Shuffleboard:
Smaller versions of the standard shuffleboard table, designed for portability or smaller spaces.
Shuffleboard Accessories:
Weights (pucks): Official shuffleboard weights used for sliding on the table.
Shuffleboard wax: Special powder used to reduce friction and increase slide distance on shuffleboard tables.
Multi-Game Tables
Convertible Game Tables:
Tables designed to offer multiple games, such as pool, ping pong, air hockey, and foosball, in one unit.
Ideal for home game rooms with limited space, providing versatility in entertainment.
Mini Multi-Game Tables:
Compact or tabletop versions of multi-game tables, offering smaller, portable options for playing a variety of games.
General & Miscellaneous Table Games
Dart Boards:
Standard bristle dartboards: Traditional dartboards made from sisal fibers, typically used with steel-tipped darts.
Electronic dartboards: Dartboards with automatic scoring systems, often used with soft-tipped darts for safety.
Custom dartboards: Personalized dartboards with unique graphics or designs.
Tabletop Games:
Tabletop shuffleboard: Compact versions of shuffleboard designed for smaller spaces or casual play.
Tabletop cornhole: Mini versions of the classic outdoor game, ideal for indoor play on smaller surfaces.
Tabletop bowling: Miniature bowling sets designed for fun, casual play on tables or desks.
Chess, Checkers, & Other Board Games:
High-end or custom boards: Deluxe versions of classic games like chess and checkers, often made from premium wood, marble, or other fine materials.
Tournament-quality sets: Game sets designed for competitive play, featuring professional-grade pieces and boards.
Key Considerations for Pool Tables & Table Games Collection Management
Digital Inventory: Maintain a detailed digital inventory of your pool tables and table games, including brand names, model numbers, sizes, and customizations. Be sure to include photographs, purchase receipts, and documentation for any high-value or custom items.
Proper Storage: Store your tables in a controlled environment to protect them from humidity, heat, and dust. Use protective covers when tables are not in use, and regularly clean and maintain them to ensure longevity.
Regular Inventory Updates: As you acquire new tables or accessories, update your inventory to reflect the current value of your collection. Make sure your insurance policy is up to date and accurately reflects the value of your tables and games.
Check for Specialized Insurance Riders: If you own rare, antique, or custom-built tables, consider adding a rider to your insurance policy to ensure full coverage in the event of damage or loss.
Wrap-Up: Protecting Your Pool Tables & Table Games
Pool tables, foosball tables, and other game tables represent a significant investment in entertainment and recreation. By maintaining a detailed and up-to-date inventory of your collection and ensuring it is properly insured, you can protect yourself from financial loss due to damage, theft, or loss.
Proper documentation and insurance coverage will help you quickly replace or repair your tables and accessories, allowing you to continue enjoying your game room for years to come.