Gaming Sets Inventory Guide for Insurance Claims and Policy Coverage
Gaming sets, from classic board games to comprehensive tabletop collections, card games, and role-playing games, are popular sources of entertainment. Whether you enjoy family game nights, intricate strategy games, or competitive card games, your collection may hold both financial and sentimental value.
Properly documenting and insuring your gaming sets protects you from loss, theft, or damage. This guide assists gamers, families, and hobbyists in creating a comprehensive inventory of gaming sets for insurance purposes.
What Are Insurable Gaming Sets?
Gaming sets encompass a wide variety of games, including board games, collectible card games, role-playing games, tabletop games, and specialty editions. High-value gaming sets, especially limited-edition or out-of-print items, can accumulate significant worth over time.
Properly documenting these sets ensures that you can replace or recover their value if they are lost, stolen, or damaged.
Importance of Documenting Gaming Sets
Gaming sets, especially if you have a large or rare collection, can be expensive to replace. Keeping detailed records of your gaming sets, including receipts, descriptions, photos, and appraisals for high-value items, ensures they are covered under your insurance policy.
Loti can help:
Loti provides easy ways to organize and manage all your associated pictures, receipts, manuals, appraisals and more so you can handle life incidents now and in the future.
This documentation will streamline the claims process in case of an unexpected event, helping you replace or recover the value of your items.
Depreciation and Gaming Sets
While most gaming sets depreciate over time with regular use, certain editions or rare items, such as limited runs or out-of-print sets, can appreciate in value. Ensure that your insurance policy covers these items at replacement value, allowing you to replace them with similar or comparable versions at current market prices.
Ensuring Proper Insurance Coverage for Gaming Sets
Replacement Value Coverage: Make sure your insurance policy covers gaming sets at replacement value rather than actual cash value, which accounts for depreciation. This coverage will enable you to replace your games with comparable models if they are lost or damaged.
Detailed Documentation: Maintain a thorough inventory of your gaming sets, including titles, editions, purchase receipts, photos, and descriptions. For rare or limited-edition items, include detailed descriptions and consider obtaining appraisals.
Regular Inventory Updates: As you acquire new gaming sets or accessories, update your inventory and ensure your insurance policy reflects the current value of your collection.
Consider Specialized Riders: If you have a large or valuable gaming collection, consider adding a rider to your insurance policy to ensure full coverage for high-value or rare items.
Comprehensive List of Gaming Sets by Category
Here’s a categorized inventory guide for various types of gaming sets, helping you document and manage your collection for insurance purposes.
Board Games
Classic board games (Monopoly, Clue, Risk)
Strategy board games (Settlers of Catan, Ticket to Ride)
Family board games (The Game of Life, Candy Land)
Party games (Codenames, Cards Against Humanity)
Trivia games (Trivial Pursuit, Cranium)
Adventure board games (Gloomhaven, Descent)
Cooperative board games (Pandemic, Forbidden Island)
Deck-building games (Dominion, Marvel Legendary)
Dice games (Yahtzee, Liar’s Dice)
Fantasy board games (Dungeons & Dragons: Board Game series)
Horror-themed board games (Betrayal at House on the Hill, Arkham Horror)
Economic strategy games (Power Grid, Brass: Birmingham)
Sci-fi board games (Terraforming Mars, Twilight Imperium)
Mystery board games (Sherlock Holmes: Consulting Detective, Mysterium)
War games (Axis & Allies, Memoir '44)
Worker placement games (Agricola, Lords of Waterdeep)
Tile-laying games (Carcassonne, Azul)
Historical board games (1775: Rebellion, Pax Romana)
Resource management games (Puerto Rico, Caverna)
City-building games (Suburbia, Machi Koro)
Card Games
Playing card sets (standard decks, poker, bridge)
Collectible card games (CCGs) (Magic: The Gathering, Pokémon)
Deck-building card games (Dominion, Ascension)
Fantasy card games (Munchkin, Gloom)
Sci-fi card games (Star Realms, Netrunner)
Historical-themed card games (Timeline, 7 Wonders Duel)
War-themed card games (Hero Realms, Risk: Card Game)
Horror-themed card games (Arkham Horror: The Card Game)
Trading card games (Yu-Gi-Oh!, Digimon)
Children’s card games (Uno, Go Fish)
Card games with expansions (Exploding Kittens, Fluxx)
Multi-deck card sets (Rook, Pinochle)
Custom playing cards (themed decks, artist collaborations)
Educational card games (Flashcards, geography games)
Pop culture-themed card games (Game of Thrones, Marvel Champions)
Family card games (Skip-Bo, Phase 10)
Deck of tarot cards
Handcrafted or artisan card sets
Gaming card storage (deck boxes, cases)
Collectible and rare card decks
Role-Playing Games (RPGs)
Dungeons & Dragons (D&D) (rulebooks, dice sets, figurines)
Pathfinder RPG (core rulebooks, modules)
Call of Cthulhu RPG (rulebooks, expansions)
Star Wars RPG (Edge of the Empire, Age of Rebellion)
Warhammer Fantasy Roleplay
Shadowrun RPG
Cyberpunk 2020/2077 RPG
Vampire: The Masquerade
Fate Core System
Savage Worlds RPG
Role-playing game dice sets
RPG miniatures (painted and unpainted figures)
Dungeon tiles and maps
Game master screens
Fantasy RPG sets (with books, maps, and props)
Historical RPGs (Pendragon, Ars Magica)
Sci-fi RPGs (Starfinder, Eclipse Phase)
Custom RPG campaign kits
RPG-themed accessories (character sheets, spell cards)
Role-playing notebooks and journals
Tabletop Games
Warhammer 40K (miniatures, terrain pieces)
X-Wing Miniatures Game (ships, terrain)
Blood Bowl (figures, rulebooks)
Infinity the Game (miniatures, accessories)
Malifaux (miniatures, cards, and terrain)
BattleTech (figures, rulebooks)
Star Wars: Legion (figures, terrain)
Marvel Crisis Protocol (superhero miniatures)
Flames of War (WWII miniatures and terrain)
Wings of Glory (WWI/WWII air combat)
Gaslands (vehicular combat miniatures)
Arena Rex (gladiatorial miniatures game)
Frostgrave (fantasy miniatures game)
Bolt Action (historical wargame miniatures)
Epic-scale tabletop games (Epic Armageddon)
Age of Sigmar (Games Workshop fantasy)
Tabletop role-play terrain kits
Tabletop dice towers
Custom-painted miniatures
Storage cases for tabletop miniatures
Party Games
Cards Against Humanity (and expansions)
Pictionary (drawing pads and markers)
Taboo (word cards and buzzer)
Charades (themed card sets)
Catch Phrase (electronic versions)
Codenames (word cards)
Telestrations (sketchbooks, markers)
Werewolf (cards and tokens)
Quiplash (card and digital versions)
Family Feud board game
What Do You Meme?
Scattergories
One Night Ultimate Werewolf (cards, app-enabled)
Exploding Kittens (base game and expansions)
Jackbox Party Pack games (console and PC-based)
Truth or Dare games (custom card sets)
Murder mystery party kits
Adult-themed party games
Word and trivia party games
Group guessing games
Gaming Accessories & Storage
Dice sets (metal, gemstone, glow-in-the-dark)
Deck boxes for card games
Game boards and mats (play surfaces for card and tabletop games)
Gaming tables (with built-in storage or drink holders)
Dice towers and trays
Card sleeves (for protection and storage)
Board game organizers
Miniature carrying cases
Custom card holders
Token trays and holders
Dry-erase boards for RPGs
Custom game tokens
Game timer devices
Character sheets (reusable or laminated for RPGs)
Puzzle and game storage cabinets
Themed gaming mats
Specialty gaming chairs
Laminated game guides
Digital game collection storage (for virtual games)
Key Considerations for Gaming Sets Collection Management
Maintain a Digital Inventory: Keep a digital inventory of your gaming sets, including descriptions, photos, purchase receipts, and any relevant appraisals. For rare items, include notes about their edition or condition.
Store Items Properly: Store games and accessories in a safe, dry area. Use protective cases for board games, and consider dedicated shelves or cabinets for tabletop games, RPGs, and miniature sets.
Regularly Update Your Inventory: Update your inventory when you acquire new gaming sets, accessories, or special editions. Make sure your insurance policy reflects the current value of your collection.
Consider Insurance Riders for Valuable Collections: If you have high-value gaming items, such as custom miniatures or rare card sets, consider adding a rider to your insurance policy to ensure full coverage.
Wrap-Up: Protecting Your Gaming Sets
Gaming sets bring people together for fun, strategy, and storytelling. By building and maintaining a comprehensive inventory of your collection and ensuring it is properly insured, you can protect these valuable items from financial loss in the event of theft, damage, or loss.
With proper documentation and the right insurance policy, you can continue enjoying your favorite games for years to come.