Vehicles, Driveways & Parking Spaces Inventory Guide for Homeowners
Driveways, parking spaces, and carports are essential components of the home, often containing valuable vehicles, trailers, and equipment. Of course many of the things found here can also be found in our articles on garages, tools and more. In terms of these spaces, we are going to focus on the larger items - primarily vehicles, trailers, equipment, and storage items - and assume that most of the tools and spare parts are stored elsewhere.
This guide will help with documenting these larger items during an insurance Claim or for a construction project so all belongings are properly accounted for.
Types of Driveways & Parking Spaces
Garage Driveway: A driveway leading to an attached garage is commonly considered part of your Primary Dwelling coverage and provides easy access and additional parking space. This area is often used for vehicle maintenance, washing, and other outdoor activities.
Private Driveway: A personal driveway leading to the home, often used for vehicle parking and access to garages or carports and travel across larger properties. These areas can also serve as storage spots for trailers, boats, and other equipment and usually are considered Secondary Structures in your insurance Policy.
Carport: A semi-covered parking space that provides shelter for vehicles from the elements. Carports can be standalone structures, temporary kits or permanently attached to the home, offering convenient parking and storage options.
Parking Pad: A designated space, often paved, for parking vehicles, RVs, or trailers. These pads can be located adjacent to the driveway or in other convenient locations on the property.
Vehicles
Keep in mind that most of these should carry their own insurance policies, though in some cases they can be covered under your homeowner’s policy through additional endorsements.
All-terrain vehicle (ATV)
Boat
Camper van
Classic car
Golf cart
Jet ski
Motorcycle
Recreational vehicle (RV)
Scooter
Utility vehicle (UTV)
Trailers & Equipment
ATV trailer
Boat trailer
Cargo trailer
Car hauler trailer
Dump trailer
Enclosed trailer
Equipment trailer
Flatbed trailer
Horse trailer
Jet ski trailer
Kayak trailer
Lawn care trailer
Motorcycle trailer
RV tow dolly
Snowmobile trailer
Utility trailer
Wheel chock
Winch
Trailer dolly
Bike rack trailer
Garbage & Recycling
Garbage can / bin
Recycling can / bin
Yard waste can / bin
Carports
Carport canopy
Carport lights
Carport storage cabinets
Gravel floor
Metal carport frame
Snow roof rake
Sunshade
Storage
Bike rack
Car cover
Car jack
Charging station (EV)
Emergency roadside kit
Floor jack
Fuel canister
Oil storage cabinet
Portable Air Compressor
Tire storage rack
Tool chest
Tow straps
Vehicle ramps
Wheel chocks
Wrap-Up
Though not nearly as dense as most of the other articles, this guide provides homeowners with a structured approach to documenting the contents of their vehicles, trailers, and equipment stored in driveways, carports, and parking spaces. As always, a detailed inventory ensures that all valuable items are accounted for during insurance claims or renovations, protecting your investments and ensuring a smooth recovery process.