Home Interior

Chapter Overview: How to Inventory Home Interior Personal Property

Properly inventorying your home’s interior personal property is essential for insurance, estate planning, and overall organization. An inventory provides an accurate record of the items in your home, helping with claims in case of loss or damage, ensuring you have the correct insurance coverage, and aiding in financial and legal planning.

Please note, this chapter is intended to work alongside the various articles on rooms since these types of items may be found in various places throughout a home. That said, the following articles will dive into specific categories:

1 - Furniture

We have examples throughout this book on a per room basis, but this will expand further given the wide range of furniture pieces available. We will walk through how to inventory major pieces of furniture such as sofas, tables, and chairs, with a focus on brand, materials, and condition.

2 - Home Decor

Covers common decorative items found on shelves and floors such as baskets, vases, plants and more.

3 - Wall Decor

Guidance on inventorying mirrors, framed photos, and other wall-mounted decorations. (Fine Art and Memorabilia are covered in the previous chapter).

4 - Decorations

This section will explore how to inventory seasonal Décor such as Christmas and Halloween decorations.

5 - Floors

We’ve covered flooring materials such as Hardwood, Carpet and tile in our Construction book so here we will focus on the removable flooring items including rugs, rug pads, and mats.

6 - Pets

Guidance on how to include pets in your inventory, including details about pet equipment, medical records, and related Assets such as kennels, bedding, and toys.

7 - Materials, Hardgoods

Similar to the chapters on construction materials, this article will look at materials commonly used in hobbies or creating home goods such as glassware, ceramics, and metal.

8 - Materials, Softgoods

The other side of the coin from hard goods, here we will discuss soft goods like fabrics, leather and canvas with insights on tracking their condition and replacement value.

9 - Repairs & Assembly

Information on how to items that you may have in your home that are used for simple repairs, such as adhesives, wire and Fasteners.

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This chapter will provide more detailed guidance in each of the specific inventory categories mentioned so you can ensure that your personal property is properly accounted for, adequately insured, and protected against unexpected loss.