--- title: "Decks & Patios Inventory Guide for Homeowners" slug: "decks-patios" description: "Decks and patios are essential extensions of the home, offering spaces for relaxation, entertainment, and outdoor enjoyment. These areas are often filled with a mix of furniture, décor, and entertainment items that create a welcoming atmosphere. During an insurance claim or construction project, documenting the contents of your deck or patio is crucial to ensure all belongings are properly accounted for. This guide will help homeowners inventory their decks and patios, covering outdoor furniture, fun activities, and various patio items." updated: 2024-10-15T17:58:39Z published: 2024-10-15T17:58:39Z --- > ## Documentation Index > Fetch the complete documentation index at: https://rallybacks.loti.com/llms.txt > Use this file to discover all available pages before exploring further. # Decks & Patios ## Decks & Patios Inventory Guide for Homeowners ![](https://cdn.document360.io/e3e6d4bd-783c-404a-ae48-078db5956f3f/Images/Documentation/Loti - Article - Decks & Patios.webp) Decks and patios are essential extensions of the home, offering spaces for relaxation, entertainment, and outdoor enjoyment. These areas are often filled with a mix of furniture, Décor, and entertainment items that create a welcoming atmosphere. During an insurance Claim or construction project, documenting the contents of your deck or patio is crucial to ensure all belongings are properly accounted for. This guide will help you inventory their decks and patios, covering outdoor furniture, fun activities, and various patio items (we will cover pool related items and playgrounds elsewhere), so let’s get rolling. ### Types of Decks & Patios **Traditional Deck:** An elevated structure, usually attached to the house, often made of wood or composite materials. Decks are great for entertaining and typically include outdoor seating, dining areas, and space for a grill. It’s also worth noting that the materials for the deck itself are discussed in our book entitled Construction and usually covered by your Primary Dwellings coverage in your insurance Policy. The items found on the deck itself (which is what we are covering here) are part of your Personal Property coverage. **Patio:** A ground-level outdoor area, usually paved with Concrete, brick, or stone. Patios are versatile spaces that can be customized with furniture, plants, and decorative elements to create a relaxing environment. Similar to decks, it’s worth noting that the materials for the deck itself are discussed in our book entitled Construction, however unlike decks, the patio is usually covered by your Secondary Structures coverage in your insurance policy. In both cases the items are part of your Personal Property coverage. **Screened-In Porch:** An enclosed outdoor space, often connected to the home, providing protection from insects and weather while allowing fresh air and natural light. Screened-in porches often include comfortable seating, fans, and lighting. Coverage wise, this area would mimic “decks” since it is permanently attached to your home. Pergola**or**Gazebo**:** A partially covered structure that provides shade and architectural interest to a deck or patio. Pergolas and gazebos are often used for outdoor dining or lounging areas, enhancing the usability of outdoor spaces. Similar to “patios”, the pergola or gazebo itself would be covered under your Secondary Structures bucket, though the items discussed below are still Personal Property. ![](https://cdn.document360.io/e3e6d4bd-783c-404a-ae48-078db5956f3f/Images/Documentation/Loti - Patio Umbrella.webp) ### Outdoor Furniture - Adirondack chairs - Bar cart - Bistro table - Chaise lounge - Coffee table - Deck box - Dining chairs - Dining table - Folding chairs - Hammock - Hammock stand - Hanging egg chair - Lounge chairs - Outdoor bench - Outdoor daybed - Outdoor ottoman - Outdoor rocking chair - Outdoor rug - Outdoor sectional - Outdoor sofa - Patio cushions - Patio umbrella - Picnic table - Porch swing - Reclining chairs - Rattan furniture set - Side tables - Stacking chairs - Sun lounger - Teak chairs - Wicker loveseat ### Outdoor Fun - Bean bag toss game - Bocce ball set - Bubble machine - Croquet set - Fire Pit - Firewood storage rack - Frisbee - Giant Jenga - Horseshoe set - Inflatable pool - Lawn darts - Lawn games - Mini trampoline - Outdoor basketball hoop - Outdoor chess set - Outdoor movie screen - Outdoor play tent - Ping pong table - Pop-up canopy - Slip and slide - Snow cone machine - Splash pad - Swing set - Tetherball set - Trampoline - Volleyball net - Water blaster - Water table - Water slide - Windsock - Yard dice - Yard dominoes - Yoga mat - Zipline kit - Zorb ball ![](https://cdn.document360.io/e3e6d4bd-783c-404a-ae48-078db5956f3f/Images/Documentation/Loti - Patio Heater.webp) ### Outdoor Heating - Chiminea - Electric Patio Heater - Fire bowl - Fire pit - Fire table - Gas patio heater - Infrared patio heater - Patio heater cover - Portable fire pit - Propane fire column - Propane fire pit - Smokeless fire pit - Tabletop heater - Wall-mounted patio heater - Wood-burning fire pit - Pellet fire pit - Natural gas patio heater - Outdoor heat lamp - Wood Stove ![](https://cdn.document360.io/e3e6d4bd-783c-404a-ae48-078db5956f3f/Images/Documentation/Loti - Ceramic Planter.webp) ### Pots & Planters - Ceramic planters - Deck railing planters - Flower boxes - Hanging baskets - Large outdoor pots - Metal planters - Planter stands - Plastic planters - Raised garden beds - Self-watering planters - Stone planters - Terracotta pots - Vertical garden planters - Wall-mounted planters - Window boxes - Wooden barrel planters ### More Patio Items & Misc - BBQ grill - Bird bath - Bird feeder - Bug zapper - Candle lanterns - Citronella candles - Decorative lanterns - Deck lighting - Fire pit screen - Garden gnome - Garden hose reel - Garden lights - Garden statues - Gazebo curtains - LED string lights - Outdoor ashtray - Outdoor cushions - Outdoor rug - Outdoor speakers - Patio umbrella base - Porch curtains - Privacy screen - Rocking bench - Solar lights - Sun shade sail - Tiki torches - Wind chimes - Wind spinners - Wooden barrel ### Wrap-Up This inventory guide helps homeowners keep track of the various items on their decks and patios, providing a thorough record that is invaluable during insurance claims or renovation projects. In conjunction with the products and services provided by Loti, a detailed inventory ensures that all valuable and cherished outdoor items are accounted for, enhancing peace of mind and organization. The style and arrangement of furnishings and decorations in a room. A formal request made by the policyholder (you) to your insurance company for coverage or payment for a covered loss. This is the legal contract between you (the insured) and your insurance company (the insurer). The primary purpose of this contract is to make your accidental loss financially palatable in exchange for a pre-determined fee (your premium). Also sometimes referred to as Coverage C in your policy. This bucket of coverage includes everything NOT permanently attached to your home or other buildings on your property. This generally includes items such as clothing, furniture, toys, jewelry, household appliances and artwork as well as some more subtle things such as cash, food and even your identity. A building material made from a mixture of broken stone or gravel, sand, cement, and water, which can be spread or poured into molds and forms a stone-like mass on hardening. Also sometimes referred to as Coverage B in your policy. This can also be a second section in your dwelling coverage - depends on your insurance issuer. That said, the concept is the same and this bucket of coverage includes everything permanently attached to your property but not your primary home itself. This includes detached garages, sheds, guest houses, fences and driveways. This does not cover the personal property in those buildings (those are in Bucket C) A garden structure with an open roof of beams and cross rafters, often used to support climbing plants. A freestanding, open-sided structure with a roof, often used as a seating area in gardens. Teak is extremely durable and resistant to moisture and decay, thanks to its natural oils. It has a golden to medium brown color, which darkens with age, and a straight to wavy grain pattern. A contained fire area that can be fueled by wood, propane, or natural gas, used for both warmth and ambiance. A managed area of grass, typically mowed regularly. A freestanding front-loading fireplace or oven with a bulbous body and usually a vertical smoke vent or chimney. A heater designed to provide warmth in outdoor living spaces, often using propane or electricity as fuel. A freestanding appliance that burns wood for heating without an open fireplace.