Decks & Patios

  • Updated on Oct 15, 2024
  • Published on Sep 28, 2024
  • 4 minute(s) read

Decks & Patios Inventory Guide for Homeowners

Decks and patios are essential extensions of the home, offering spaces for relaxation, entertainment, and outdoor enjoyment. These areas are often filled with a mix of furniture, Décor, and entertainment items that create a welcoming atmosphere. During an insurance Claim or construction project, documenting the contents of your deck or patio is crucial to ensure all belongings are properly accounted for.

This guide will help you inventory their decks and patios, covering outdoor furniture, fun activities, and various patio items (we will cover pool related items and playgrounds elsewhere), so let’s get rolling.

Types of Decks & Patios

Traditional Deck: An elevated structure, usually attached to the house, often made of wood or composite materials. Decks are great for entertaining and typically include outdoor seating, dining areas, and space for a grill. It’s also worth noting that the materials for the deck itself are discussed in our book entitled Construction and usually covered by your Primary Dwellings coverage in your insurance Policy. The items found on the deck itself (which is what we are covering here) are part of your Personal Property coverage.

Patio: A ground-level outdoor area, usually paved with Concrete, brick, or stone. Patios are versatile spaces that can be customized with furniture, plants, and decorative elements to create a relaxing environment. Similar to decks, it’s worth noting that the materials for the deck itself are discussed in our book entitled Construction, however unlike decks, the patio is usually covered by your Secondary Structures coverage in your insurance policy. In both cases the items are  part of your Personal Property coverage.

Screened-In Porch: An enclosed outdoor space, often connected to the home, providing protection from insects and weather while allowing fresh air and natural light. Screened-in porches often include comfortable seating, fans, and lighting. Coverage wise, this area would mimic “decks” since it is permanently attached to your home.

Pergola or Gazebo: A partially covered structure that provides shade and architectural interest to a deck or patio. Pergolas and gazebos are often used for outdoor dining or lounging areas, enhancing the usability of outdoor spaces. Similar to “patios”, the pergola or gazebo itself would be covered under your Secondary Structures bucket, though the items discussed below are still Personal Property.

Outdoor Furniture

  • Adirondack chairs

  • Bar cart

  • Bistro table

  • Chaise lounge

  • Coffee table

  • Deck box

  • Dining chairs

  • Dining table

  • Folding chairs

  • Hammock

  • Hammock stand

  • Hanging egg chair

  • Lounge chairs

  • Outdoor bench

  • Outdoor daybed

  • Outdoor ottoman

  • Outdoor rocking chair

  • Outdoor rug

  • Outdoor sectional

  • Outdoor sofa

  • Patio cushions

  • Patio umbrella

  • Picnic table

  • Porch swing

  • Reclining chairs

  • Rattan furniture set

  • Side tables

  • Stacking chairs

  • Sun lounger

  • Teak chairs

  • Wicker loveseat

Outdoor Fun

  • Bean bag toss game

  • Bocce ball set

  • Bubble machine

  • Croquet set

  • Fire Pit

  • Firewood storage rack

  • Frisbee

  • Giant Jenga

  • Horseshoe set

  • Inflatable pool

  • Lawn darts

  • Lawn games

  • Mini trampoline

  • Outdoor basketball hoop

  • Outdoor chess set

  • Outdoor movie screen

  • Outdoor play tent

  • Ping pong table

  • Pop-up canopy

  • Slip and slide

  • Snow cone machine

  • Splash pad

  • Swing set

  • Tetherball set

  • Trampoline

  • Volleyball net

  • Water blaster

  • Water table

  • Water slide

  • Windsock

  • Yard dice

  • Yard dominoes

  • Yoga mat

  • Zipline kit

  • Zorb ball

Outdoor Heating

  • Chiminea

  • Electric Patio Heater

  • Fire bowl

  • Fire pit

  • Fire table

  • Gas patio heater

  • Infrared patio heater

  • Patio heater cover

  • Portable fire pit

  • Propane fire column

  • Propane fire pit

  • Smokeless fire pit

  • Tabletop heater

  • Wall-mounted patio heater

  • Wood-burning fire pit

  • Pellet fire pit

  • Natural gas patio heater

  • Outdoor heat lamp

  • Wood Stove

Pots & Planters

  • Ceramic planters

  • Deck railing planters

  • Flower boxes

  • Hanging baskets

  • Large outdoor pots

  • Metal planters

  • Planter stands

  • Plastic planters

  • Raised garden beds

  • Self-watering planters

  • Stone planters

  • Terracotta pots

  • Vertical garden planters

  • Wall-mounted planters

  • Window boxes

  • Wooden barrel planters

More Patio Items & Misc

  • BBQ grill

  • Bird bath

  • Bird feeder

  • Bug zapper

  • Candle lanterns

  • Citronella candles

  • Decorative lanterns

  • Deck lighting

  • Fire pit screen

  • Garden gnome

  • Garden hose reel

  • Garden lights

  • Garden statues

  • Gazebo curtains

  • LED string lights

  • Outdoor ashtray

  • Outdoor cushions

  • Outdoor rug

  • Outdoor speakers

  • Patio umbrella base

  • Porch curtains

  • Privacy screen

  • Rocking bench

  • Solar lights

  • Sun shade sail

  • Tiki torches

  • Wind chimes

  • Wind spinners

  • Wooden barrel

Wrap-Up

This inventory guide helps homeowners keep track of the various items on their decks and patios, providing a thorough record that is invaluable during insurance claims or renovation projects. In conjunction with the products and services provided by Loti, a detailed inventory ensures that all valuable and cherished outdoor items are accounted for, enhancing peace of mind and organization.