Chapter Overview: How to Inventory Baby & Infant Personal Property for Insurance Purposes
Baby and infant items, from strollers to clothing, can accumulate significant value and are essential to daily life. Properly inventorying these items helps ensure they are covered by insurance in case of loss, damage, or theft.
This chapter provides an overview of how to inventory baby and infant items in the event of a Claim, with the following sections:
Baby Bath & Care
Common Contents:
Bath tubs, bath seats, towels, and washcloths.
Toiletries such as baby shampoo, body wash, lotion, and diaper creams.
Safety accessories like bath thermometers, spout covers, and grooming kits (nail clippers, brushes, etc.).
Relevance: While baby bath items are generally inexpensive, they are essential for daily care. For premium or specialty items, ensure you include receipts and purchase information for easy replacement.
Baby Big Items (Seats, Strollers, High Chairs & more)
Common Contents:
Strollers, car seats, high chairs, cribs, bassinets, and playpens.
Additional items such as bouncers, swings, changing tables, and baby carriers.
Relevance: Larger baby items can be costly, especially for high-quality or specialty brands. These items should be carefully documented with model numbers, serial numbers, and receipts to ensure they are properly covered for replacement.
Baby Clothing
Common Contents:
Onesies, sleepers, jackets, and seasonal clothing items (hats, gloves, swimwear).
Specialty clothing such as Holiday outfits, formal wear, or custom-made items.
Relevance: While baby clothing is usually less costly than big items, it accumulates over time. Note any premium items and keep track of the general quantity to ensure accurate replacement value if needed.
Baby Toys
Common Contents:
Plush toys, rattles, teething toys, and interactive toys (musical toys, activity centers).
Educational toys such as stacking rings, building blocks, and sensory toys.
Relevance: Baby toys are essential for development and can accumulate quickly. Document higher-value toys or electronic toys, especially if they are from specialized brands or part of a larger collection.
Learn More
This chapter will explore each category in greater detail, providing helpful guidance for accurate insurance claim and inventory management.